New York Independent General Adjuster Practice Exam 2026 – Complete Preparation Guide

A thorough inspection report is vital in the claims process, and including discussion points with claimants and witnesses is a key component because it provides context and firsthand accounts of the situation. This information can offer insights into the circumstances surrounding the claim that may not be evident through physical inspection alone. By documenting these discussions, the adjuster can illustrate the narrative of the claim, highlight discrepancies in testimonies, and establish a more comprehensive understanding of the incident.

This aspect of the report allows for a deeper analysis of how various factors may have contributed to the claim, helping to substantiate the findings and ensure that all relevant perspectives are considered. Including this information enhances the report’s credibility and usefulness in the decision-making process for the insurer.